Vytis Capital LLC funds non-owner occupied investment properties across most of the U.S. Asset-based underwriting. No income docs. Min 650 FICO.
Loan Products
All products are for non-owner occupied investment properties — single-family and 2–5 unit multifamily. Asset-based. No income docs required.
Short-term capital to acquire and renovate non-owner occupied properties. Qualified on ARV — After Repair Value — so you can move quickly and maximize returns.
Rental financing qualified entirely on property cash flow — no personal income verification required. DSCR of 1.0 or above gets the deal done.
Short-term capital to acquire a property while you arrange permanent financing. Perfect for time-sensitive deals where conventional lenders move too slowly.
Pull capital from investment properties you already own. Reinvest in new deals, fund rehab budgets, or capitalize your operation — without selling the asset.
Why Vytis Capital
Traditional lenders qualify borrowers. We qualify deals. Here's what that means for your capital access.
We qualify the deal, not just the borrower. Equity position, LTV, exit strategy, and property income potential drive our decisions — not W-2s or tax returns.
Short-term products close in days, not weeks. Fix & flip and bridge loans are engineered for speed. When a deal window opens, we move with you.
Active in most U.S. states. Currently not lending in CA, OR, ID, AZ, ND, MN, NY, NJ, or NC. If your deal is in an eligible state, we're ready to review it.
Submit your pre-loan application in minutes. Property address, loan product, and exit strategy — that's all we need to start.